Mortgage Rates for use by Real Estate Professionals

Today's Mortgage Rates

Rates current as of December 22, 2023

6.750% Rate

7.266% APR

30 Year Fixed FHA

6.500% Rate

6.606% APR

30 Year Fixed VA 0% Down

6.750% Rate

6.986% APR

30 Year Fixed Conventional
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All rates are subject to change without notice and are available upon approved credit only.  Mortgage programs are subject to credit and policy requirements.

Annual Percentage Rate (APR) based on $400,000 loan amount, debt to income (DTI) ratio of 40% or less, 740+ qualifying credit score, 20% down payment primary residence unless otherwise noted (3.5% FHA, 0% VA, 0% USDA RD, 3% HomeReady / HomePossible, 30% Investor Non-Owner Occupied).  Your client's qualifications may differ, please request a personalized quote today. 

Illustrated programs are fully amortized without prepayment penalty.  

Restrictions apply.  Not all programs are available in all areas for all loan amounts.

5/6 ARM 2/1/5 caps 2.500 margin 30-day SOFR index.

Regulated by the Division of Real Estate.

These illustrations are for professional use only and not intended for public distribution to consumers.